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<title>What is a bond?</title>
<description>A bond is a debt instrument with a fixed interest of monetary assets issued in an agreed period of time. Bonds are normally used by people to finance their business and other personal expenses. 
In layman's terms, a bond is normally referred to as loan which is secured. You as the borrower are refe</description>
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<title>Who issues bonds?</title>
<description>There are different institutions who issue bonds. They issue bonds to produce funds for their undertakings. These are commonly categorized into five main issuers: 
- Corporate
- Municipal – this includes states, cities, counties and towns
- U.S. Treasury department
- U.S. Government agencies
- </description>
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<title>How do I buy a bond?</title>
<description>There are two means of purchasingbonds:discount brokerage or full service. The full service broker will provide you with ample bond services from planning to buying. On the other hand, a discount broker will perform buying and selling transactions with a discounted commission, but do not expect him </description>
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<title>When does my bond mature?</title>
<description>Bond maturity varies depending on the original agreement. It may be as short as one year to as long as a hundred years. These are some bond maturity classifications:
- Short-term bond - The bond usually matures in one to three years
- Medium-term bond - Maturity of the bond ranges from four to ten</description>
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<title>How do I cash in my bond?</title>
<description>You can redeem your cash bonds by contacting your broker, local banks, and local financial institutions. Encashment of bonds will require you to verify your identity. There are two ways to confirm your identity:
- Handing over pertinent documents.
- Being an active customer for at least six months</description>
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