How do I start building a credit history?
Author: Tracy Carlye
Website: http://www.trxcredit.com
Added: Thu, Nov 2, 2006 7:05:25
Category: Credit Questions
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One way to start building a credit history is to open a department store or gasoline charge account and pay the balance in full every month. That way you not only avoid finance charges but create a good credit rating for yourself.
In the United States it is very difficult to establish a credit history if you are not a legal U.S. citizen. However, you might try asking a close friend or family member to add you as a signer on their account or to co-sign a loan with you. That way the credit history accrues to both of you.
keywords: Credit | Credit Card | Debt | Credit Report | Loan | Bank | Credit History About the Author:
Tracy Carlye answers frequently asked credit questions at PrettyGreatAnswers.com.
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