| (Published: Mon, Jul 3, 2006 18:23:22) |
| What are Active Adult Communities? |
| Active Adult Communities are specially designed communities for those who are 55 and above. They are designed to live an active lifestyle best suited for t |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What are Independent Living Communities? |
| Independent Living Communities, also known as retirement homes, are like condominiums and apartments where seniors and retirees capable of living independently |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What are Continuing Care Retirement Communities? |
| Continuing Care Retirement Communities are a type of community wherein retirees and seniors can obtain three different levels of care: independent living, assis |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What are Assisted Living Communities? |
In Assisted Living Communities, the residents live together typically require some level of assistance in their everyday activities. Licensed and well-traine |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What are Nursing Care Facilities? |
| Nursing Care Facilities, also called Nursing Homes, provide a living community for senior citizens and retirees who need constant care. Most states require a nu |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What are golf retirement communities? |
| A golf retirement community, as its name implies, is a community centered around a golf course. Retirees and senior citizens who love the game of golf get a cha |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What are RV retirement communities? |
RV retirement communities are where senior citizens or retirees live in Recreational Vehicles that are parked in a certain area where RV’s are designate |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What are rental retirement communities? |
| Rental retirement communities allow you to live in a community where you do not have an obligation to purchase a property. You can enjoy retired life to the ful |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| Why are 401k plans so popular? |
| 401(k) plans are popular because they let an employee allocate a certain amount of his or her salary to a retirement plan. This retirement nest egg is usually t |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| How does a retirement plan affect Social Security when I retire? |
| Some Social Security plans assume a person has contributed to 401(k) plan while he or she was working. If this is not the case, the person may no |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| How do I set up an IRA? |
With an IRA, or Individual Retirement Account, your have several options. To set up a traditional IRA, the following guidelines must be followed:
< |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| Should I take early retirement? |
| Early retirement sounds great for many people. They can finally have all their time to themselves. You could go fishing, take vacations, spend some time with th |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What does it mean to be vested in a retirement plan? |
| Being vested in a retirement plan means that you have full access to your contributions. For example, in a 401(k) plan, you can take everything that you have co |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| How can I make the transition into retirement? |
| Moving from an active career into retirement can be a tough move for anybody. While at the start it might be considered fun, many have found it to be boring in |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| What should I know about estate planning? |
| Estate planning is very intricate and is subject to ever-changing laws. But generally, estate planning means making your will, putting in writing your decisions |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| Should I buy an annuity? |
| Yes, annuities are probably the safest and most dependable investment to ensure that you can have the full potential of your income. It is a form of pension inc |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| How do I know if I need the advice of a professional financial planner? |
| The answer is the same as with most other things: If you don’t know anything about a certain subject and you have serious doubts, ask an expert. If you hav |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| How is a financial planner different from other financial advisors? |
A financial planner sets your finances to go the distance. They use financial planning to answer your long-term goals. They take every aspect of your finance |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| Is my retirement plan protected from creditors? |
| With the enactment of the Employee Retirement Income Security Act of 1974 (ERISA) you can be confident that your retirement plan is protected from your creditor |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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| (Published: Mon, Jul 3, 2006 18:23:22) |
| Are there retirement jobs available? |
| Yes, there are jobs you can do after retirement. Being at a certain age doesn’t prohibit anyone from earning an income. As long as a person is capable of doing |
| Author: Randy Yingger |
| Category: Lifestyle - Retirement Questions |
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